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This book provides a heart-centered approach to life planning, which incorporates both matters of the heart (discovering goals, values, and purpose) and personal finance. I share my journey to discover matters of the heart after a difficult divorce, hoping it may help others bring intention to what truly matters to them. Our brains make financial and non-financial decisions, but they have flaws. Blind spots, biases, and emotions can lead to poor choices. After addressing the limitations of the mind and matters of the heart, we examine the financial side of retirement planning. Our relationship with money early in life can tremendously impact our financial situation as we approach our actual retirement age. Therefore, it is best to bring intention to heart, mind, and money early in life so your money can be put to its best use.